Fraud Risk Analyst
USC Credit Union USC Credit Union Los Angeles, CA Los Angeles, CA Full-time Full-time $26.
90 - $31.
25 an hour $26.
90 - $31.
25 an hour 12 hours ago 12 hours ago 12 hours ago Job description USC Credit Union is looking for an experienced Fraud Risk Analyst with experience in card fraud detection and prevention.
This position reports directly to the Operations Manager and is responsible for fraud prevention and risk management activities to mitigate exposure to potential fraudulent activities.
Prevents, detects, and investigates suspicious activity.
Performs analysis of suspicious activity and makes appropriate recommendations.
Identifies, configures, and implements fraud detection tools.
Supports management in developing and implementing trainings to educate credit union staff.
Establishes performance analytics and implements effective reporting tools.
Job Accountabilities:
Prevents, detects, and investigates suspicious activity (e.
g.
, identity theft, phishing, forgery) to minimize fraud loss and chargeback rates.
Performs in-depth analysis of suspicious activity and/or high-risk transactions (including cross-channel threats), assesses levels of risk, and determines if improper activity has occurred.
Makes appropriate recommendations to mitigate potential losses.
Develops, maintains, and updates fraud prevention strategies and initiatives.
Identifies innovative ways to reduce fraud and makes recommendations to management.
Identifies, configures, and implements fraud detection tools; ensures detection actions do not impede operational efficiency.
Monitors multiple systems and applications (e.
g.
, online/mobile banking) in real-time or near real-time, exercising judgment and making decisions, to prevent and detect fraudulent usage of USC Credit Union payment system.
Coordinates recovery of losses due to fraudulent activity.
Serves as subject matter expert (SME) regarding fraud functions, systems, and policies.
Ensures compliance with all applicable policies, procedures and regulations.
Supports management in developing, implementing, and conducting trainings to educate credit union staff on identifying and responding to potential security violation situations.
Reviews daily reports to identify and verify potential fraudulent activities.
Produces monthly fraud analysis, identifying trends and providing actionable recommendations to improve the efficiency and effectiveness of mitigation programs.
Develops and implements analytics, producing related reports to outline the department's progress.
Preferred
Qualifications:
High school diploma or GED.
One year of experience in loss prevention/fraud investigation.
Excellent written and oral communication skills, and an exemplary attention to detail.
Demonstrated ability to work independently with minimal supervision, deftly handle time sensitive matters, meet strict deadlines, and sometimes confidential tasks.
Advanced judgment, analytical, and decision-making skills.
Thorough knowledge of PC computing environment.
Demonstrated experience with office management software/tools (e.
g.
Google suite), databases/data warehouses, and reporting/query tools (e.
g.
, Brio, MS Query, Crystal Reports).
Ability to develop reports from multiple streams of data, interpret trends, and present information to varied audiences.
Preferred Field of Expertise:
Three years' experience in loss prevention/fraud investigation within a financial institution.
Two years' experience with FICO Falcon Fraud Manager (or comparable fraud detection system/tools).
Why USC Credit Union is a great place to work:
Medical through USC Network, Blue Cross, and Kaiser:
https:
//employees.
usc.
edu/medical/ Dental:
https:
//employees.
usc.
edu/dental/ Vision:
https:
//employees.
usc.
edu/vision/ Dependent Care and Health Care Flexible Spending Accounts (FSAs):
https:
//employees.
usc.
edu/fsas/ Retirement with up to 10% employer contributions:
https:
//employees.
usc.
edu/usc-retirement-savings-program/ Tuition reimbursement:
https:
//employees.
usc.
edu/tuition-benefits/ Paid Time Off (PTO) including, up to 24 vacation days (based on tenure), 12 sick days, 9 paid holidays, 1 paid personal day, 4 paid winter recess days, paid bereavement, and paid jury duty:
https:
//employees.
usc.
edu/time-off/ Life and voluntary insurance
Benefits:
https:
//employees.
usc.
edu/insurance-benefits/ WorkWell Center that provides programs, resources, and services to benefits-eligible staff and their dependents, that help them thrive in all areas of work-life wellness:
https:
//workwell.
usc.
edu/ Other generous perks and discounts:
https:
//employees.
usc.
edu/perks/ Job Type:
Full-time Pay:
$26.
90 - $31.
25 per hour
Benefits:
401(k) matching Dental insurance Health insurance Paid time off Vision insurance Schedule:
8 hour shift Ability to commute/relocate:
Los Angeles, CA 90089:
Reliably commute or planning to relocate before starting work (Required)
Experience:
Fraud:
2 years (Preferred) Work Location:
In person.
Estimated Salary: $20 to $28 per hour based on qualifications.
90 - $31.
25 an hour $26.
90 - $31.
25 an hour 12 hours ago 12 hours ago 12 hours ago Job description USC Credit Union is looking for an experienced Fraud Risk Analyst with experience in card fraud detection and prevention.
This position reports directly to the Operations Manager and is responsible for fraud prevention and risk management activities to mitigate exposure to potential fraudulent activities.
Prevents, detects, and investigates suspicious activity.
Performs analysis of suspicious activity and makes appropriate recommendations.
Identifies, configures, and implements fraud detection tools.
Supports management in developing and implementing trainings to educate credit union staff.
Establishes performance analytics and implements effective reporting tools.
Job Accountabilities:
Prevents, detects, and investigates suspicious activity (e.
g.
, identity theft, phishing, forgery) to minimize fraud loss and chargeback rates.
Performs in-depth analysis of suspicious activity and/or high-risk transactions (including cross-channel threats), assesses levels of risk, and determines if improper activity has occurred.
Makes appropriate recommendations to mitigate potential losses.
Develops, maintains, and updates fraud prevention strategies and initiatives.
Identifies innovative ways to reduce fraud and makes recommendations to management.
Identifies, configures, and implements fraud detection tools; ensures detection actions do not impede operational efficiency.
Monitors multiple systems and applications (e.
g.
, online/mobile banking) in real-time or near real-time, exercising judgment and making decisions, to prevent and detect fraudulent usage of USC Credit Union payment system.
Coordinates recovery of losses due to fraudulent activity.
Serves as subject matter expert (SME) regarding fraud functions, systems, and policies.
Ensures compliance with all applicable policies, procedures and regulations.
Supports management in developing, implementing, and conducting trainings to educate credit union staff on identifying and responding to potential security violation situations.
Reviews daily reports to identify and verify potential fraudulent activities.
Produces monthly fraud analysis, identifying trends and providing actionable recommendations to improve the efficiency and effectiveness of mitigation programs.
Develops and implements analytics, producing related reports to outline the department's progress.
Preferred
Qualifications:
High school diploma or GED.
One year of experience in loss prevention/fraud investigation.
Excellent written and oral communication skills, and an exemplary attention to detail.
Demonstrated ability to work independently with minimal supervision, deftly handle time sensitive matters, meet strict deadlines, and sometimes confidential tasks.
Advanced judgment, analytical, and decision-making skills.
Thorough knowledge of PC computing environment.
Demonstrated experience with office management software/tools (e.
g.
Google suite), databases/data warehouses, and reporting/query tools (e.
g.
, Brio, MS Query, Crystal Reports).
Ability to develop reports from multiple streams of data, interpret trends, and present information to varied audiences.
Preferred Field of Expertise:
Three years' experience in loss prevention/fraud investigation within a financial institution.
Two years' experience with FICO Falcon Fraud Manager (or comparable fraud detection system/tools).
Why USC Credit Union is a great place to work:
Medical through USC Network, Blue Cross, and Kaiser:
https:
//employees.
usc.
edu/medical/ Dental:
https:
//employees.
usc.
edu/dental/ Vision:
https:
//employees.
usc.
edu/vision/ Dependent Care and Health Care Flexible Spending Accounts (FSAs):
https:
//employees.
usc.
edu/fsas/ Retirement with up to 10% employer contributions:
https:
//employees.
usc.
edu/usc-retirement-savings-program/ Tuition reimbursement:
https:
//employees.
usc.
edu/tuition-benefits/ Paid Time Off (PTO) including, up to 24 vacation days (based on tenure), 12 sick days, 9 paid holidays, 1 paid personal day, 4 paid winter recess days, paid bereavement, and paid jury duty:
https:
//employees.
usc.
edu/time-off/ Life and voluntary insurance
Benefits:
https:
//employees.
usc.
edu/insurance-benefits/ WorkWell Center that provides programs, resources, and services to benefits-eligible staff and their dependents, that help them thrive in all areas of work-life wellness:
https:
//workwell.
usc.
edu/ Other generous perks and discounts:
https:
//employees.
usc.
edu/perks/ Job Type:
Full-time Pay:
$26.
90 - $31.
25 per hour
Benefits:
401(k) matching Dental insurance Health insurance Paid time off Vision insurance Schedule:
8 hour shift Ability to commute/relocate:
Los Angeles, CA 90089:
Reliably commute or planning to relocate before starting work (Required)
Experience:
Fraud:
2 years (Preferred) Work Location:
In person.
Estimated Salary: $20 to $28 per hour based on qualifications.
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